/* VV-Investment. Mobil zuerst, nur Systemschriften.
   Ruhig und redaktionell: Papierweiß, Navy aus dem Logo, Gold nur als Akzent. */

:root {
  --ink: #16202f;
  --muted: #5a6373;
  --paper: #faf8f4;
  --surface: #ffffff;
  --tint: #f2eee6;
  --line: #e4ded3;
  --navy: #1b2b4b;
  --navy-2: #243a63;
  --gold: #8a6a2c;
  --gold-soft: #c9a55c;
  --ph-bg: #fff4b8;
  --ph-border: #d9a900;
  --vs: #2f6fd6;
  --radius: 14px;
  --shadow: 0 1px 2px rgba(22,32,47,.06), 0 12px 32px -12px rgba(22,32,47,.18);
  --serif: ui-serif, "New York", Charter, "Iowan Old Style", Georgia, Cambria, "Times New Roman", serif;
  --sans: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 72px; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 17px/1.6 var(--sans); }
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy-2); }
h1, h2, h3 { font-family: var(--serif); font-weight: 600; line-height: 1.2; color: var(--navy); margin: 0 0 .5em; letter-spacing: -.01em; }
h1 { font-size: clamp(2rem, 6vw, 3.3rem); }
h2 { font-size: clamp(1.6rem, 4.2vw, 2.3rem); }
h3 { font-size: 1.2rem; }
p { margin: 0 0 1em; }

.wrap { width: 100%; max-width: 1080px; margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 720px; }
section { padding: 64px 0; }
section.alt { background: var(--tint); }
.eyebrow { font: 600 .78rem/1.2 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.lead { font-size: 1.15rem; color: var(--muted); max-width: 42em; }
.small { font-size: .88rem; color: var(--muted); }

/* Header */
.top { position: sticky; top: 0; z-index: 10; background: rgba(250,248,244,.92); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.top .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 60px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); font-weight: 700; letter-spacing: .02em; }
.brand img { width: 34px; height: 34px; border-radius: 8px; }
.nav { display: none; gap: 22px; font-size: .92rem; }
.nav a { color: var(--muted); text-decoration: none; }
.nav a:hover { color: var(--navy); }
@media (min-width: 900px) { .nav { display: flex; } }

/* Buttons */
.btn { display: inline-block; background: var(--navy); color: #fff; text-decoration: none; font-weight: 600; padding: 14px 22px; border-radius: 10px; transition: background .15s; }
.btn:hover { background: var(--navy-2); }
.btn.sm { padding: 9px 14px; font-size: .9rem; }
.btn.ghost { background: transparent; color: var(--navy); border: 1.5px solid var(--navy); }

/* Hero */
.hero { padding: 56px 0 48px; }
.hero h1 { max-width: 15em; }
.hero .cta { margin-top: 28px; display: flex; flex-wrap: wrap; align-items: center; gap: 14px 20px; }
.facts { list-style: none; padding: 0; margin: 40px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.facts li { background: var(--surface); padding: 16px; font-size: .92rem; color: var(--muted); }
.facts strong { display: block; font-family: var(--serif); font-size: 1.15rem; color: var(--navy); }
@media (min-width: 760px) { .facts { grid-template-columns: repeat(4, 1fr); } }

/* Cards and grids */
.grid { display: grid; gap: 18px; margin-top: 32px; }
@media (min-width: 760px) { .grid.c2 { grid-template-columns: 1fr 1fr; } .grid.c3 { grid-template-columns: repeat(3, 1fr); } .grid.c4 { grid-template-columns: 1fr 1fr; } }
@media (min-width: 1000px) { .grid.c4 { grid-template-columns: repeat(4, 1fr); } }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.card .num { font: 600 .8rem var(--sans); color: var(--gold); letter-spacing: .1em; margin-bottom: 8px; }
.card p:last-child { margin-bottom: 0; }
.quote { font-family: var(--serif); font-size: 1.3rem; color: var(--navy); border-left: 3px solid var(--gold-soft); padding-left: 18px; margin: 36px 0 0; max-width: 34em; }

.pills { list-style: none; padding: 0; margin: 24px 0 0; display: flex; flex-wrap: wrap; gap: 10px; }
.pills li { background: var(--surface); border: 1px solid var(--line); border-radius: 99px; padding: 6px 14px; font-size: .9rem; }

/* Track-Record */
.proof { display: grid; gap: 28px; align-items: start; margin-top: 28px; }
@media (min-width: 900px) { .proof { grid-template-columns: 1.1fr 1fr; } }
.proof figure { margin: 0; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 12px; box-shadow: var(--shadow); }
.proof figcaption { font-size: .82rem; color: var(--muted); padding: 10px 4px 2px; }

/* Lists */
.check, .cross { list-style: none; padding: 0; margin: 0; }
.check li, .cross li { position: relative; padding-left: 28px; margin-bottom: 10px; }
.check li::before { content: "✓"; position: absolute; left: 0; color: var(--gold); font-weight: 700; }
.cross li::before { content: "–"; position: absolute; left: 4px; color: var(--muted); font-weight: 700; }

/* About */
.about { display: grid; gap: 28px; align-items: start; }
@media (min-width: 820px) { .about { grid-template-columns: 300px 1fr; gap: 44px; } }
.about img { border-radius: var(--radius); box-shadow: var(--shadow); }

/* Steps */
.steps { counter-reset: s; list-style: none; padding: 0; margin: 32px 0 0; display: grid; gap: 18px; }
@media (min-width: 820px) { .steps { grid-template-columns: repeat(3, 1fr); } }
.steps li { counter-increment: s; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.steps li::before { content: "0" counter(s); display: block; font: 600 .8rem var(--sans); color: var(--gold); letter-spacing: .1em; margin-bottom: 8px; }

/* Price */
.price { background: var(--surface); border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow); padding: 28px 22px; margin-top: 32px; }
.amounts { display: grid; gap: 12px; align-items: center; }
@media (min-width: 640px) { .amounts { grid-template-columns: 1fr auto 1fr; } }
.amount { text-align: center; padding: 14px; border-radius: 12px; background: var(--paper); }
.amount b { display: block; font-family: var(--serif); font-size: clamp(2rem, 6vw, 2.6rem); color: var(--navy); line-height: 1.1; }
.amount > span { font-size: .95rem; color: var(--muted); }
.amounts .eq { text-align: center; font-family: var(--serif); font-size: 1.6rem; color: var(--gold); }
.price .terms { text-align: center; margin: 16px 0 24px; font-weight: 600; }
.price .grid { margin-top: 24px; }
.price .card { background: var(--paper); }

/* FAQ */
details { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 16px 18px; margin-bottom: 10px; }
summary { cursor: pointer; font-weight: 600; color: var(--navy); }
details p { margin: 12px 0 0; }

/* Risk and footer */
.risk { background: var(--navy); color: #dfe5f0; }
.risk h2, .risk h3 { color: #fff; }
.risk a { color: #fff; }
footer { padding: 28px 0 40px; font-size: .88rem; color: var(--muted); border-top: 1px solid var(--line); }
footer .wrap { display: flex; flex-wrap: wrap; gap: 8px 20px; justify-content: space-between; }
.legal { padding: 40px 0 64px; }
.legal h2 { font-size: 1.3rem; margin-top: 1.6em; }

/* Platzhalter: immer sichtbar, bis ersetzt */
.ph { background: var(--ph-bg); outline: 1.5px dashed var(--ph-border); outline-offset: 1px; border-radius: 4px; padding: 0 4px; font-weight: 600; color: #5b4500; }
.ph-box { display: grid; place-items: center; min-height: 180px; text-align: center; background: var(--ph-bg); border: 2px dashed var(--ph-border); border-radius: var(--radius); color: #5b4500; font-weight: 600; padding: 16px; }

/* Vorschlagsmodus: <html class="review">. Zum Abschalten die Klasse entfernen. */
.review .vs { box-shadow: inset 3px 0 0 var(--vs); padding-left: 10px; position: relative; }
.review .vs::after { content: "Vorschlag"; position: absolute; top: -9px; right: 0; font: 600 10px/1 var(--sans); letter-spacing: .06em; text-transform: uppercase; color: #fff; background: var(--vs); padding: 3px 6px; border-radius: 4px; }
.review-bar { display: none; }
.review .review-bar { display: block; background: var(--vs); color: #fff; font-size: .85rem; text-align: center; padding: 6px 16px; }